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When obtaining free auto insurance quotes, here are some great tips. Policies are priced differently, according to the level of risk each driver poses. Insurance companies group drivers into categories based on the loss incurred by the insurer:

• Sex: men statistically pay more in auto insurance premiums than women
• Age: drivers who are under 25 are considered more at risk and are subject to auto insurance premium hikes.
• Marital Status: married drivers are less at risk for insurance premium hikes
• Use of vehicle: drivers who need to drive to work everyday will probably have greater premiums than those who do not need a auto for work. If your commute is during rush hour traffic, expect to pay more for your auto insurance quotes too.
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